Digital inheritance for passwords, files, and the things only you know
Your life runs through accounts, devices, and documents that no one else can reach. A digital inheritance plan keeps your family from guessing when they are already overwhelmed.
The mess we leave behind by default
Picture what your family would face tomorrow if they could not unlock your phone. The two factor codes for the bank arrive there. The email that can reset everything else is behind it. The photos, the subscriptions still charging the card, the location of the will, all of it sits behind logins that live only in your head. Most people never write any of it down, and their families spend months untangling it during the worst time of their lives.
It is not just about money
A digital legacy is the passcode that unlocks the phone, the email that controls every reset, the cloud account holding family photos, and the note that says where the paper documents are. These are the keys to everything else.
Why the usual fixes fall short
- check_circleA list in a drawer can be read by anyone who opens the drawer, and it goes stale the moment you change a password.
- check_circleTelling one person everything puts a lot of trust, and a lot of risk, on a single set of shoulders.
- check_circleEmergency access in a password manager usually names a single contact and depends on that company staying online and in business. See our look at emergency access alternatives.
How HeirLock handles it
HeirLock lets you save the specific secrets your family would need, then split each one into pieces held by several people or places you trust. You decide how many pieces are required before anyone can read the secret.
- check_circleOne relative cannot open the secret early, so you do not have to choose a single person to trust with everything.
- check_circleThe plan survives a missing person or a lost piece, because you only need the number of pieces you chose.
- check_circleIt runs on your iPhone with no HeirLock account holding your family plan. Read how it works.
What to put in your plan
- check_circleThe passcode to your primary phone.
- check_circleThe login to the email account that resets everything else.
- check_circleA short note pointing to where the will, deed, and insurance papers live.
- check_circleAny crypto seed phrases, which deserve their own care.
- check_circleThe home Wi-Fi and alarm codes.
A plan, not a panic
The aim is calm, not paperwork. Set this up once, hand out the pieces, and leave your family with a simple next step instead of a locked phone, a dead email account, and a pile of unanswered questions. They get what they need, and nobody gets it early.
Digital inheritance questions
What happens to my passwords when I die?
Without a plan, they usually become a slow and painful problem for your family. Accounts get locked, two factor codes go to a phone no one can unlock, and some services require a court order to grant access. Setting up a way to pass on the important logins ahead of time saves your family weeks of frustration.
How can my family access my important accounts if something happens to me?
Decide which secrets they would actually need, such as the phone passcode, the main email login, and where key documents live. With HeirLock you lock those up and split the key among trusted people, so a group of them can recover access together when it is genuinely needed.
Is HeirLock a password manager?
No. A password manager is built for daily logins on your own devices. HeirLock is built for the handful of secrets that matter most and the question of who can reach them if you cannot. The two work well side by side.
What types of secrets can I store in HeirLock?
Anything that fits as text. Passwords, a phone passcode, recovery codes, a crypto seed phrase, account numbers, or a note pointing to where a will, deed, or insurance policy is kept.
Give your family a way in, for the day they need it
Set up your digital inheritance plan while you can still explain who should hold each piece.
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